Core Portfolios
The Colby Market Timers (CMT) seek to provide returns comparable to the Dow Jones Risk Indices in bull markets, and returns that exceed the Dow Jones Risk Indices in bear markets, targeting long-term outperformance of each risk index. The goal is to produce these returns with less risk and smaller draw downs, i.e. Bear Market Protection. There are five versions of the Market Timer based on the client’s risk tolerance: Aggressive, Moderately Aggressive, Moderate, Moderately Conservative, and Conservative.
The goal of the Colby Safety-First Portfolio is to achieve capital appreciation while controlling risk, primarily by selecting various Exchange Traded Funds (ETFs) at advantageous times, according to Colby's comprehensive analysis, which may include Colby's updated version of the Screening Method for Analysis of Relative Strength (described above), other objective research methods, and considered judgment based Colby's estimates of Potential Reward compared to Potential Risk going forward.
The Colby Fixed-Income Portfolio is not designed to track the general bond market, and so it may not be highly correlated to the broad bond market indexes. Rather, it is designed with an objective to potentially perform relatively well in any market or economic environment, including periods of expansion, contraction, inflation, deflation, etc., unlike the broad bond market indexes, which passively track the general market, even when bond prices are in protracted downtrends. Colby attempts to obtain consistent quarterly returns that exceed those of the bond market and to protect capital against significant risks.
