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Colby 401(k) Timer

Completely unbiased--3 Trades Per Year For a Better Retirement.

BUILD AND PROTECT YOUR 401(k).

  1. Make sure you are getting your company's full matching contribution.

  2. We will tell you when to change your allocations.

  3. Start anytime.

  4. Weekly updates.

PERFORMANCE WITH AND WITHOUT THE COLBY 401(k) TIMER:

 YOU CAN TIME THE MARKET.

401kTimerVsSP50020240831withPCT.jpg

Notes About the Chart Above:

  • This is a research study--All trading is hypothetical, not based on actual trades.

  • You can't actually invest in the S&P 500 Index, so you have to use a mechanism like the SPY Exchange Traded Fund (the SPDR S&P 500 ETF Trust), ticker symbol 'SPY.'

  • Both lines are trading 'SPY.'

  • In most 401(k) plans, there should be an S&P 500 Index tracking fund -- you would use that in your 401(k) plan if SPY is not available.

  • The 401(k)Timer (blue line) goes from 100% SPY to 100% Stable Value Fund based on our 401(k)Timer Signals.

  • The S&P 500 Index Fund Only (red line) buys the S&P 500 Index Fund and never sells.

  • The inception date for the SPY ETF was in 1993, so that is the first date of the chart.

No Credit Card.  No Strings Attached.
Check out our brief 4-minute video:

We will tell you when to move into stocks,
or when to move to your Stable Value Fund.

- Simple.

401(k) Timer Sample Data from Early 2022.

Did you know that moving out of Stock Funds and into your Stable Value Fund at the right time in your 401(k) can improve your retirement and let you sleep at night?

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  • The Colby 401(k) Timer will tell you exactly when to make these moves--in and out of stocks at the right time.

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  • Moving money at the right time can save you from big losses, and can help you buy low and sell high.

You can manage your 401(k) Plan better than most Pros in just 3 trades per year.​

More details?  Performance in past bull/bear markets?  See our video  below:

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